Band 1 – £27.90
Includes:
- Routine dental examination
- X-rays (if required)
- Oral health advice & cleaning guidance
- Simple scale and polish if clinically necessary
- Minor adjustments to dentures or retainers
Important to know:
- Scaling is included only where your dentist confirms it’s needed for gum health. If not clinically required, a private hygiene clean may be offered instead.
- White Fillings: NHS covers white fillings on front teeth. On back teeth, silver (amalgam) fillings are standard unless you choose a private upgrade.
Band 2 – £76.60
Everything in Band 1, plus:
- Fillings
- Root canal treatment
- Tooth extractions
- Treatment for advanced gum disease
- Bite-raising appliances
Note:
- Root Canal: Some complex cases may need referral to a specialist, or you may choose private treatment if preferred.
Band 3 – £332.10
Everything in Band 1 and Band 2, plus:
- Crowns
- Bridges
- Dentures (metal or acrylic)
- Inlays and onlays
Additional Information:
- Crowns & Bridges: These are usually metal-based on the NHS. Cosmetic ceramic/porcelain options may be available privately — speak to your dentist.
- Braces: NHS orthodontics are offered only if medically necessary. Cosmetic or adult braces are generally private.
Urgent Dental Care – £27.90
For same-day/urgent issues such as:
- Pain, swelling or infection
- Broken or knocked-out teeth
- Temporary fillings or emergency root treatment
- Urgent extraction (up to 2 teeth)
- Abscess drainage
- Emergency adjustments to dentures or braces
If further treatment is needed after the urgent appointment, your dentist will explain which band applies before continuing.
You can borrow between £350 and £25,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193
You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.
A deposit is not required, but if you want to pay one and reduce the amount you borrow, this is completely up to you.
Obviously, this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
Immediately – as soon as the credit agreement has been signed.
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you.
However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
0% Interest free payment plans
Are you considering dental treatment (cosmetic, aesthetic, teeth straightening or dental implant work), but not sure about the best way to pay for it?
If so, you might be interested in the interest free payment plans we offer to fund your treatment.
